Jumbo Loans

Have you ever thought that your dream home may not qualify for a conventional loan program due to it's grandeur and value? With most loan programs having a maximum loan amount of $417,000 this could very well be your reality. Jumbo loans offer a great solution to this problem as they were created specifically for homes that do not conform to lending limits.

The funding process for a jumbo loan is very similar to that of a conventional loan but differs in it's qualification requirements. With a jumbo loan there is higher risk and an applicant must prove that they have the assets, income, and credit score to afford the higher monthly payments associated with a jumbo loan. Although the monthly payments are considerably higher with a jumbo loan, First Fidelity Funding and Mortgage Corporation has access to some of the lowest interest rates available in Georgia.

Like conventional loans, jumbo loans are not backed by the Federal Housing Administration and do not require private mortgage insurance. This allows you to save thousands of dollars over the life of your loan.

When considering purchasing a higher value home in the Atlanta, Sandy Springs, Roswell, Alpharetta, and Marietta areas it is important to remember that not every bank and mortgage company can fund jumbo home purchases. This makes it crucial to find the right mortgage lender for you, we have access to many jumbo lenders which allows us to find the best funding source for you and your unique needs.

If you're interested in finding out whether a jumbo loan is right for you use our online
Purchase Assistant Tool to get a free quote!


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